Friday, September 03, 2004
8 ways to get more cash from your investments
Starved for cash from your investments? Here’s the good news: The Federal Reserve Board has begun lifting short-term interest rates from rock-bottom levels, and market forces are pushing up yields on longer-term bonds. But there’s also some bad news: Rising rates force down the value of bonds and competing investments. So as you strive for more income, you must tread carefully.
Yields from supersafe stuff still have a long way to go before you’ll find them appealing. Even with the Fed’s one-quarter-percentage-point rate hike on June 30 (its first increase since 2000), yields on risk-free money-market funds and savings accounts remain puny, and will stay there for some time.
Money-fund yields, for example, are unlikely to crack 2% before 2005. A couple of banks, though, will pay 4.8% on certificates of deposit if you’re willing to lock up your money for five years.
For better deals, you’ll have to look elsewhere. So join us on a trip through the world of high yields. Our recommendations range from quite safe to a tad risky. But everything you see here should hold up reasonably well even if interest rates rise a percentage point or two -- as long as the boosts are gradual and the economy continues to hum. And all of these investments are liquid so that you can get at your money easily.
For more info...click here:
MSN Money - Extra: 8 ways to get more cash from your investments
Yields from supersafe stuff still have a long way to go before you’ll find them appealing. Even with the Fed’s one-quarter-percentage-point rate hike on June 30 (its first increase since 2000), yields on risk-free money-market funds and savings accounts remain puny, and will stay there for some time.
Money-fund yields, for example, are unlikely to crack 2% before 2005. A couple of banks, though, will pay 4.8% on certificates of deposit if you’re willing to lock up your money for five years.
For better deals, you’ll have to look elsewhere. So join us on a trip through the world of high yields. Our recommendations range from quite safe to a tad risky. But everything you see here should hold up reasonably well even if interest rates rise a percentage point or two -- as long as the boosts are gradual and the economy continues to hum. And all of these investments are liquid so that you can get at your money easily.
For more info...click here:
MSN Money - Extra: 8 ways to get more cash from your investments
Thursday, September 02, 2004
Free Tax-Free Grants to Hurricane Victims
This might be an important news story for those going to be hit by the upcoming hurricane...
Brevard victims start to regroup
BY J.D. GALLOP
FLORIDA TODAY
SCOTTSMOOR -- The song on the radio was a sign of things returning to normal as 36-year-old Vern Martin raked limbs and leaves.
Jimmy Buffett's "Margaritaville," playing without the benefit of batteries, was an indication that most of the town's 1,600 residents were pulling out of a long weekend of darkness left behind by Hurricane Charley.
"We got our power back the night before last," said Martin, clutching a rake and standing shirtless in the front yard of his girlfriend's brother's home on Magoon Avenue. "There's just a lot of work to be done."
Four days after Hurricane Charley clipped northern Brevard, ripping off metal awnings, snapping trees and plunging 75,000 people into darkness, life was returning to normal.
By Tuesday evening, about 1,000 customers in Brevard still were without electricity. Work was continuing on power and phone cables. The county also had trucks haul away tons of tree limbs and vegetation, clearing the roadways.
Brevard County Emergency Management officials estimate the property damage to be no more than $500,000.
"It all seems to be on track," said Bob Lay, director of Brevard County's emergency management office. "We've done what we needed to do at this point. The rest of it is making sure our residents applying for what they need from FEMA."
In fact, Lay agreed to go to Punta Gorda -- ground zero for Hurricane Charley -- to step in as temporary director of the Charlotte County emergency-operations office.
"It's for three or four days. They have a small staff and they've been going nonstop, so when you have a major event like that, you can't have people going 24-hours a day," he said.
For more info read...
Important for Hurricane Victimes
Brevard victims start to regroup
BY J.D. GALLOP
FLORIDA TODAY
SCOTTSMOOR -- The song on the radio was a sign of things returning to normal as 36-year-old Vern Martin raked limbs and leaves.
Jimmy Buffett's "Margaritaville," playing without the benefit of batteries, was an indication that most of the town's 1,600 residents were pulling out of a long weekend of darkness left behind by Hurricane Charley.
"We got our power back the night before last," said Martin, clutching a rake and standing shirtless in the front yard of his girlfriend's brother's home on Magoon Avenue. "There's just a lot of work to be done."
Four days after Hurricane Charley clipped northern Brevard, ripping off metal awnings, snapping trees and plunging 75,000 people into darkness, life was returning to normal.
By Tuesday evening, about 1,000 customers in Brevard still were without electricity. Work was continuing on power and phone cables. The county also had trucks haul away tons of tree limbs and vegetation, clearing the roadways.
Brevard County Emergency Management officials estimate the property damage to be no more than $500,000.
"It all seems to be on track," said Bob Lay, director of Brevard County's emergency management office. "We've done what we needed to do at this point. The rest of it is making sure our residents applying for what they need from FEMA."
In fact, Lay agreed to go to Punta Gorda -- ground zero for Hurricane Charley -- to step in as temporary director of the Charlotte County emergency-operations office.
"It's for three or four days. They have a small staff and they've been going nonstop, so when you have a major event like that, you can't have people going 24-hours a day," he said.
For more info read...
Important for Hurricane Victimes
Tuesday, August 31, 2004
Checklist For Parents Of College-Bound Students
Top 10 Check list for Parents of College-Bound Students
If you are the parent of a student who will be starting college soon, you are probably facing many new financial issues. In addition to the challenge of financing your child's education, you should be planning numerous insurance, banking and spending strategies. Following is a checklist for parents of college-bound students that highlight 10 essential steps to prepare and pay for this transition.
Research private scholarship options - Private scholarships average $2,051 each and are awarded to students either with or without a financial need. Approximately 6% of college students receive them, which means your child's odds are about 1 in 17. Start researching grants early, ideally when your student is in his or her freshman year of high school, when students can choose high school classes and activities to boost their odds of winning scholarships. Sites such as www.Petersons.com list awards that total nearly $4 billion. Also, consider the numerous community scholarships available through Lions Clubs, Rotary Clubs and Parent-Teacher Associations, among others that offer small sums of money and may boost your child's chances of appealing to a larger organization down the road.
2. Seek help from Uncle Sam - According to The National Center for Education Statistics, there are 750,000 government scholarships totaling $1.2 billion are earmarked for needy students. For example...
To Keep Reading:
http://www.benicianews.com/articles/index.cfm?artoid=216136
If you are the parent of a student who will be starting college soon, you are probably facing many new financial issues. In addition to the challenge of financing your child's education, you should be planning numerous insurance, banking and spending strategies. Following is a checklist for parents of college-bound students that highlight 10 essential steps to prepare and pay for this transition.
Research private scholarship options - Private scholarships average $2,051 each and are awarded to students either with or without a financial need. Approximately 6% of college students receive them, which means your child's odds are about 1 in 17. Start researching grants early, ideally when your student is in his or her freshman year of high school, when students can choose high school classes and activities to boost their odds of winning scholarships. Sites such as www.Petersons.com list awards that total nearly $4 billion. Also, consider the numerous community scholarships available through Lions Clubs, Rotary Clubs and Parent-Teacher Associations, among others that offer small sums of money and may boost your child's chances of appealing to a larger organization down the road.
2. Seek help from Uncle Sam - According to The National Center for Education Statistics, there are 750,000 government scholarships totaling $1.2 billion are earmarked for needy students. For example...
To Keep Reading:
http://www.benicianews.com/articles/index.cfm?artoid=216136
Monday, August 30, 2004
Late Breaking Free College Scholarship Money Info (08-30-2004)
The Basics of Dorm Furniture
From: collegeapps.about.com
"Dorm room decor is quite different from decorating any other room - you have to make sure that the room is trendy, cool, and attractive while at the same time being efficient, cost-effective and practical! So, in addition to the..."
TE! is now accepting bookings for our Fall '04 - Spring '05 Season
From: www.prweb.com
"Tomasian Ent!, now in our 8th year of providing diverse, educational and enlightening workshops and performances to colleges across America, is now accepting bookings for our Fall '04 - Spring '05 season. [PRWEB Aug 29, 2004]"
U.S. News Again Names Babson College #1 Ugrad Program in Entrepreneurship
From: www.prweb.com
"For the eighth consecutive time, U.S. News & World Report has named Babson the #1 undergraduate program in the U.S. for Entrepreneurship [PRWEB Aug 28, 2004]"
From: collegeapps.about.com
"Dorm room decor is quite different from decorating any other room - you have to make sure that the room is trendy, cool, and attractive while at the same time being efficient, cost-effective and practical! So, in addition to the..."
TE! is now accepting bookings for our Fall '04 - Spring '05 Season
From: www.prweb.com
"Tomasian Ent!, now in our 8th year of providing diverse, educational and enlightening workshops and performances to colleges across America, is now accepting bookings for our Fall '04 - Spring '05 season. [PRWEB Aug 29, 2004]"
U.S. News Again Names Babson College #1 Ugrad Program in Entrepreneurship
From: www.prweb.com
"For the eighth consecutive time, U.S. News & World Report has named Babson the #1 undergraduate program in the U.S. for Entrepreneurship [PRWEB Aug 28, 2004]"
Sunday, August 29, 2004
Free Grants Money News Update (08-29-2004)
10Minute Flash Offers Free Multimedia Websites For All
From: www.prweb.com
"10Minute Flash (www.10minuteflash.com), the popular online tool for beginners and experts alike to create unique multimedia websites just became more popular. It's now free for anyone to use. [PRWEB Aug 28, 2004]"
Government Grants and Work at Home Jobs Offer Relief in Economic Slowdown
From: www.emediawire.com
" News on Government Grants and Work at Home Jobs. [eMediaWire Aug 27, 2004] "
From: www.prweb.com
"10Minute Flash (www.10minuteflash.com), the popular online tool for beginners and experts alike to create unique multimedia websites just became more popular. It's now free for anyone to use. [PRWEB Aug 28, 2004]"
Government Grants and Work at Home Jobs Offer Relief in Economic Slowdown
From: www.emediawire.com
" News on Government Grants and Work at Home Jobs. [eMediaWire Aug 27, 2004] "
